:root{
  --navy:#071d43;
  --navy2:#0b2e66;
  --blue:#1267c7;
  --gold:#e8a91a;
  --gold2:#f7c44c;
  --ink:#14213d;
  --muted:#61708a;
  --line:#dfe6f0;
  --bg:#f6f8fc;
  --white:#fff;
  --shadow:0 18px 50px rgba(7,29,67,.10);
  --radius:20px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block}
.container{width:min(1160px,92%);margin:auto}
.topbar{background:var(--navy);color:#dfeaff;font-size:13px;padding:8px 0}
.topbar .container{display:flex;justify-content:space-between;gap:20px}
.nav{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}
.nav-inner{height:78px;display:flex;align-items:center;justify-content:space-between;gap:30px}
.brand img{width:250px;height:auto}
.menu{display:flex;align-items:center;gap:26px;font-size:14px;font-weight:700;color:#31415e}
.menu a:hover{color:var(--blue)}
.menu .cta{background:var(--navy);color:#fff;padding:11px 18px;border-radius:999px}
.menu-toggle{display:none;border:0;background:none;font-size:25px}
.hero{background:radial-gradient(circle at 75% 20%,#174e9c 0,#0b2e66 35%,#071d43 75%);color:#fff;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;align-items:center;min-height:610px;gap:60px}
.eyebrow{color:var(--gold2);text-transform:uppercase;letter-spacing:.15em;font-size:12px;font-weight:800}
h1{font-size:clamp(42px,6vw,72px);line-height:1.02;margin:16px 0 22px;letter-spacing:-.045em}
.hero p{font-size:19px;color:#dbe7fb;max-width:670px}
.actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 20px;border-radius:999px;font-weight:800;border:1px solid transparent}
.btn-primary{background:var(--gold);color:#14213d}
.btn-secondary{border-color:#6c8fbe;color:#fff}
.hero-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);padding:26px;border-radius:28px;box-shadow:0 25px 80px rgba(0,0,0,.22)}
.hero-card img{width:100%;max-width:500px;margin:auto;filter:drop-shadow(0 20px 30px rgba(0,0,0,.25))}
section{padding:88px 0}
.section-head{max-width:720px;margin-bottom:42px}
.section-head .eyebrow{color:var(--blue)}
h2{font-size:clamp(30px,4vw,46px);line-height:1.1;margin:10px 0 14px;letter-spacing:-.03em}
.lead{color:var(--muted);font-size:18px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 8px 28px rgba(7,29,67,.04)}
.card h3{margin:10px 0 8px;font-size:20px}
.card p{color:var(--muted);margin:0}
.icon{width:46px;height:46px;border-radius:14px;display:grid;place-items:center;background:#edf4ff;color:var(--blue);font-weight:900}
.stats{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr)}
.stat{padding:28px;text-align:center;border-right:1px solid var(--line)}
.stat:last-child{border-right:0}
.stat strong{font-size:30px;display:block;color:var(--navy)}
.stat span{color:var(--muted);font-size:13px}
.dark{background:var(--navy);color:#fff}
.dark .lead,.dark .card p{color:#c8d7ee}
.dark .card{background:#0c2b5d;border-color:#244778}
.category-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.category{display:flex;gap:20px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px}
.category .num{font-size:14px;font-weight:900;color:var(--gold);background:#fff7df;padding:9px 12px;border-radius:10px}
.quote{font-size:25px;line-height:1.35;font-weight:700;color:var(--navy);border-left:5px solid var(--gold);padding-left:24px}
.timeline{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.step{position:relative}
.step b{display:inline-grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--navy);color:#fff;margin-bottom:15px}
.form-wrap{display:grid;grid-template-columns:.8fr 1.2fr;gap:34px;align-items:start}
form{background:#fff;border:1px solid var(--line);border-radius:24px;padding:30px;box-shadow:var(--shadow)}
label{display:block;font-size:13px;font-weight:800;margin:0 0 7px}
input,select,textarea{width:100%;padding:13px 14px;border:1px solid #cbd5e3;border-radius:12px;font:inherit;margin-bottom:18px;background:#fff}
textarea{min-height:140px;resize:vertical}
.notice{background:#eef5ff;border:1px solid #cfe0fa;border-radius:14px;padding:15px;color:#37577f;font-size:13px}
.footer{background:#04132d;color:#c9d7ed;padding:54px 0 24px}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:50px}
.footer img{width:250px;filter:brightness(0) invert(1)}
.footer h4{color:#fff;margin-top:0}
.footer a{display:block;margin:8px 0;color:#c9d7ed}
.copyright{border-top:1px solid #18335d;margin-top:35px;padding-top:18px;font-size:12px;display:flex;justify-content:space-between;gap:20px}
.badge{display:inline-block;padding:7px 10px;border-radius:999px;background:#edf4ff;color:var(--blue);font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:.08em}
@media(max-width:850px){
 .menu{display:none;position:absolute;top:78px;left:0;right:0;background:#fff;padding:18px 4%;border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start}
 .menu.open{display:flex}.menu-toggle{display:block}
 .hero-grid,.form-wrap{grid-template-columns:1fr}.hero{padding-bottom:50px}
 .grid-3,.timeline{grid-template-columns:1fr}.category-grid{grid-template-columns:1fr}
 .stats-grid{grid-template-columns:repeat(2,1fr)}.stat:nth-child(2){border-right:0}
 .footer-grid{grid-template-columns:1fr}
}